While Santas are delirious with excitement and Shoppers are seizing the day by the use of a credit card, Scrooges take a much more dim view of the Christmas season. It is not that they are cruel and uncaring, like Ebeneezer Scrooge in Charles Dickens' famous story, but they see the darker side of life of which Santas are blissfully unaware and which Shoppers are trying to ignore. For some people, Christmas is a 'humbug'. Perhaps someone close to them has died, whether that be recently or many years ago, and the 'happy family Christmas' images rub salt in the wound of their grief. Perhaps money is very tight indeed, they have been refused credit and are simply wondering how they will put food on the table, let alone buy expensive Christmas gifts. Perhaps they are depressed, and no amount of mince pies or carolling can lift the gloom in which they are living. Perhaps life has been cruel to them, and other people's happiness is an insult. These unhappy ...